Money Managements Tips
I've been quite hesitant to write a blog on money management tips as I'm not a financial advisor. The experience I do have is debt advice (which is my current job) and I have a home with my husband and we both manage our money well and thankfully have never been in debt. Sadly there has been a lack of money education in the UK and as our parents weren't necessarily financially educated either it is resulting in generational patterns of debt and money struggles. I see first hand in my job what debt can do and so I want to share some of the practical things Andy and I do to manage our money well. Tip #1 - Budget your money What does this mean? This means sitting down either by yourself or with your partner/spouse and work out what you earn, how much you spend each month and how much you wish to save each month. Andy and I personally like to use a spreadsheet and if anything changes to our finances we revisit the budget. This helps Andy and I enjoy life more as we know we'...